Program Overview and Process

Earn to Learn FL™ helps low to moderate income students earn post-secondary education credentials with little or no student debt. Post-secondary education includes a university degree, college degree, or a career and technical education (CTE) certificate. We match students’ savings of up to $500 with up to $4,000 in grantswhich is renewable each year until graduation or certificate completion. This simple formula combines student savings with financial assistance, student success coaching, and personal finance training.

Qualifying students may find that a gap remains between financial aid and the cost of attendance, making it difficult for students to start or complete their education. Once earned, funds from the student’s Earn to Learn FL™ saving account are transferred as needed to cover tuition, books, academic fees, housing, and meal plans. This bridges the gap to ensure students graduate on time with little or no student debt.

The following infographic is an example and does not reflect all Earn to Learn FL awards:

Our experience and the experience of other Earn to Learn-type programs in the United States shows that by combining student savings with the support of financial literacy training, academic and career coaching, and financial aid, low- to moderate-income students will be set up for success in both the short and long term. We are confident that an investment in these students’ academic success will have long-lasting effects on their careers and the rest of their lives.

Program Application Process

Complete the registration form to begin the process

2. Money Management Training

Access to begin online training will be provided after your complete registration form is received

3. Enrollment Appointment

We will complete your application together to confirm eligibility.

4. Application Review

Your application will be reviewed and you will receive notification of approval.

5. Open your Earn to Learn FL™ Savings Account

Our financial institution partners provide an account with online banking convenience and charge no fees.

6. Start Saving!

Make monthly deposits until you meet your Earn to Learn FL™ savings goal.