PROGRAMS | FAQS

Frequently Asked Questions

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When can I submit my initial application for Earn to Learn FL™?

High school students may submit their application in the 11th grade.

Is Personal Finance Training required for all applicants?

Yes, applicants must complete the self-paced online personal finance training prior to receiving Earn to Learn FL™ financial assistance.

Am I required to be employed in order to open my Earn to Learn FL™ savings account?

Yes. Students are required to use income earned from their employer in order to make monthly deposits. However, high school students are not required to be employed when they complete the Earn to Learn FL ™ pre-application.

Do I have to be full-time student to receive Earn to Learn FL™ financial assistance?

Yes. To be eligible for Earn to Learn FL™, you must take classes full time during the fall and spring semesters. For most schools, this is a minimum of 12 credits per semester, but may vary depending on the academic institution.

I live on-campus. I have a job. Do I still need to include my parents for the application process?

If you file as a dependent student on the FAFSA, your parents will need to report financial and identifying information on your FAFSA form. Earn to Learn FL™ follows the dependency definitions used by FAFSA.

Do I need to include my parents in the application process?

If a student files as a dependent student on the FAFSA, their parents will need to report financial and identifying information on the FAFSA form. Earn to Learn FL™ follows the dependency definitions used by FAFSA. Learn more here.

I live with my parents, but they do not support me financially. Can I apply on my own?

For Earn to Learn FL™, along with our funders, a household must meet the income requirements when applying to the program. The term “household” is in accordance with the definition of household on the Free Application for Federal Student Aid (FAFSA). For dependent or independent students, the definition is here. If, according to the FAFSA, you are a dependent household, then your parents will need to provide information on the FAFSA and to Earn to Learn FL™.

My parents are not legal residents of Florida. Can I still apply/qualify?

Yes. As long as you are a Florida resident and eligible per FAFSA, that student can apply for Earn to Learn FL™ (see eligibility). Earn to Learn FL does not collect identification, social security numbers, or information about the residency or citizenship status for any other members of the household except for the student applying unless the parent is saving on behalf of a student who is under the age of 18.

I’m not sure when and which school I plan to attend. Do I need to be accepted by the college or university before applying for Earn to Learn FL™ financial assistance?

You can be conditionally accepted to Earn to Learn FL™ before being accepted to a college or university. You may complete your personal finance training and your application before being accepted, but you will be eligible to open your Earn to Learn FL™ savings account only after you have been accepted to an accredited college university, or technical skills program.

When is my Earn to Learn FL™ Renewal Application due?

Students are required to submit their Renewal Application in the spring semester of each academic year.

Why must I complete continuing education each academic year?

Earn to Learn FL™ is committed to enriching the lives of each participant. Continuing education may involve attending an event, completing an online training, or reviewing reading materials from the comfort of home. We guarantee that each activity will contribute to the personal and professional development of each student.

What if my family’s financial situation changes after I’ve been enrolled in the program, could I lose my Earn to Learn FL™ financial assistance?

Earn to Learn FL™ students must remain eligible every year that a student is enrolled in the program. Students must notify program staff if their financial situation changes.

When is my Student Aid Report (SAR) due?

Earn to Learn FL™ students must complete their Free Application for Student Aid (FAFSA) each academic year here. Upon completion, students must submit their corresponding Student Aid Report (SAR) in the spring semester of each academic year. This PDF document is due to program staff by June May 20th. Reminder: To complete the FAFSA, students must have their and/or their parent’s federal tax returns completed by the April Internal Revenue Service (IRS) tax deadline.

Must I remain employed to maintain my eligibility for financial assistance?

Yes, students must be employed to receive financial assistance from Earn to Learn FL™ each academic year.

What is considered the minimum academic standards for continued eligibility?

Students must enroll in post-secondary full-time, maintain a 3.0. GPA and meet the credit completion requirement of 85% each semester.

Why must I submit my unofficial transcripts to Earn to Learn FL each semester?

Earn to Learn FL evaluates each student’s academic progress each semester and provides individualized student success coaching to facilitate academic achievement.

What if I fail to meet the minimum academic requirements?

The student’s account is flagged and Earn to Learn FL™ staff will provide student success coaching to encourage better academic performance in the future term.

Can siblings apply for Earn to Learn FL™ financial assistance?

Yes! If your siblings meet the eligibility requirements, they can submit their registration individually here.

What is the Earn to Learn FL™ savings account?

Students are required to open and maintain a savings account at a specified financial institution. Students will set up a savings plan each academic year and must adhere to that plan by signing the savings terms and conditions. This savings account will only be used to store savings of up to $500 and will not be used to store the Earn to Learn FL™ matching funds. The minimum monthly deposit amount is $25. The total annual savings goal each year to remain eligible is up to $500. Note that this amount varies per student.

Can I deposit electronically?

Earn to Learn FL™ partners with financial institutions that offer no-fee accounts to participating students. Each financial institution has a variety of services available to students. Please visit our financial institutions page to learn more about these partners.

Can I save more than $500?

Yes. You are encouraged to remain in the Earn to Learn FL™ program every year you remain eligible. Every year you can save up to $500 to be matched with up to $4,000! However, Earn to Learn FL™ can only provide a match for $500 in savings each year. If you want to save more than $500 on your own, we recommend that you use a personal savings account or open a separate account with one of our financial institution partners.

Can I just deposit the entire overall savings goal at one?

No. Earn to Learn FL™ aims to promote healthy savings habits. Therefore, participants must make a monthly savings deposit into their bank account.

What if I need to close my savings account and leave the program?

Please contact program staff for assistance with separating from the program.

What if I cannot meet my overall savings goal?

Contact Earn to Learn FL™ and program staff will provide guidance.

What if I miss my monthly deposit?

Prior notice and approval from Earn to Learn FL™ is required before the 15th of the month of a potential missed deposit. Program staff will help you develop a plan to meet your overall savings goal.

What type of financial assistance does Earn to Learn FL™ offer?

Earn to Learn FL™ offers financial assistance towards approved tuition and fees at Florida post-secondary institutions.

At what academic institutions can I use my Earn to Learn FL™ financial assistance?

Students may use their funds at public Florida state universities, colleges, and career and technical centers.

Will I have funding for the entire duration of my degree/certificate?

Earn to Learn FL™ financial assistance is renewable each academic year and is subject to funding availability.

What happens with the $500 that I save each year?

Your $500 will be applied to the costs of attending your college or university. Each year you save up to $500 and attend an accredited college or university, you will receive an 8:1 match (up to $4,000) in financial assistance that will be transferred to your student account at your school.

Where can I find more information about my monthly savings deposit and overall annual savings goal?

Refer to the Savings Agreement emailed to you when you became eligible for Earn to Learn FL™ financial assistance.

When is my funds request due?

To ensure Earn to Learn FL™ financial assistance arrives at the academic institution’s payment deadline, students must submit their funds requests 4 weeks prior to the tuition and fees deadline specified by the respective academic institution. Earn to Learn FL™ will not cover late registration and late payment fees. Therefore, students are highly encouraged to be proactive and register for classes early.

How will I receive my Earn to Learn FL™ financial assistance?

Student savings will be applied to the costs of attending the qualified university, college, or career and technical center. Each academic year, students receive an 8:1 match in scholarship funds. The full amount will be wired directly to the student’s account at the respective academic institution.

What documents are required during the funds request process?

Students must submit the following in a PDF format via email 4 weeks prior to the tuition and fees deadline specified by the respective academic institution:

  • Earn to Learn FL™ Withdrawal Form
  • Tuition and Fees Statement
  • Financial Aid Award Statement
  • Textbook receipt(s)
What are “other approved costs” as defined by Earn to Learn FL™?

Earn to Learn FL™ financial assistance typically covers only tuition and regular fees (global, distance learning, etc.). However, students may submit a request for funds that can cover other fees (required student medical insurance, etc.) necessary to maintain full-time enrollment.

What if I have enough funding to cover my educational costs?

Immediately notify program staff.

What if my family’s financial situation changes after I’ve been enrolled in the program? Could I lose my Earn to Learn FL™ financial assistance?

Earn to Learn FL™ students must remain eligible every year that a student is enrolled in the program. If your household’s financial situation changes, please contact us directly so we can best assist you

When are my transcripts due?

Unofficial transcripts are due to Earn to Learn FL™ staff at the end of each semester and before the funds transfer request. Transcripts are due via email by December 20th in the fall semester and May 20th in the spring semester.

I have already submitted my Earn to Learn FL™ funds transfer paperwork. Why hasn’t the financial assistance posted to my student account?

Payment processing and posting times differ at each institution. Contact your academic institution’s financial aid, scholarship, or cashiers’ offices to inquire as to when the funds will be posted to your individual student account.

Outside of the financial assistance what other services does Earn to Learn FL™ provide?

Earn to Learn FL™ provides support to all Earn to Learn FL™ students from the first day of college to graduation. These services include Success Coaching to students who want extra assistance meeting educational or financial goals and networking opportunities with local employers. Earn to Learn FL™ also requires all students to complete personal finance training online. Finally, Earn to Learn FL™ works with both applicants and student savers individually to refer them to additional supports at their academic institution or in the community that can help them attain success in higher education.

I am considering changing my major/program of study. What is required of me?

First, meet with your academic advisor, career services department, and financial aid department to discuss the implications of changing your major. Then, contact Earn to Learn FL™ to discuss any changes to your academic plan.

I am considering a transfer from my current academic institution. What is required of me?

Students must immediately notify Earn to Learn FL staff prior to enrolling at another academic institution. Note that moving forward, students may only use their funds at public Florida state universities, colleges, and career and technical centers. For more assistance with academic transfers, please contact program staff.

Am I required to attend the Earn to Learn FL™ events (networking, ceremonial, annual, etc.)?

Earn to Learn FL hosts a variety of events each year for existing participants and former Earn to Learn FL students who have graduated from postsecondary. Students are strongly encouraged to attend events that will promote personal and professional development.

Am I eligible?

Applicants must be a United States citizen, a national or a legal permanent resident and at least 18 years of age. Documentation of proof of age and citizenship will be required during the selection process.

How do I apply?

Applications are accepted each year at My AmeriCorps from June 1 through August 31.

I’ve served before. Can I serve again?

There are limitations on the number of terms an individual can serve in each AmeriCorps program, and on the maximum value of education awards one individual can receive.

Current limits on number of terms an individual can serve:

  • AmeriCorps NCCC- no limit on service terms, but members may NOT serve more than two consecutive NCCC terms without a break of at least 10 months before serving again
  • AmeriCorps State and National- four terms
  • AmeriCorps VISTA- five total years of service
How much is the living allowance provided in this position?

The living allowance for 900 hours of service for Near Peer Coaches sponsored by Earn to Learn FL and Volunteer Florida in 2020-2021 is $9,000.

How many hours is required per week in this position?

Approximately 20 hours per week, for a total of 900 service hours at the end of a year of service.

How long is the contract for this position?

This is a one-year position, beginning in August and ending at the completion of July the following year.

Can I serve as a Near Peer Success Coach while being employed?

AmeriCorps State does allow members to hold another job during their term of service. Outside commitments must not interfere with the obligations of a Near Peer Success Coach term of service.

Am I allowed time off?

In addition to organizational holidays and observances, members are permitted ten days off throughout their service year.

Does this position provide health insurance?

As a half-time program (20 hours per week), this program does not qualify as full time and therefore does not provide health insurance to AmeriCorps Members.

Does the program provide housing?

The Near Peer Coaching for Postsecondary Success Program does not provide housing.

Will the Near Peer Coaching for Postsecondary Success Program provide transportation?

The Near Peer Coaching for Postsecondary Success Program does not provide transportation. Mileage reimbursement is available for approved activities.

What is the value of the Segal Education Award that I would earn upon the completion of this program?

The Segal Education Award for current year is posted at Amount, Eligibility, and Limitations.

How many times can I receive a Segal Education Award?

A person cannot earn more than the value of two, full-time education awards.

Where can I use my Segal Education Award?

Eligible academic institutions (including graduate and professional programs), as well as eligible vocational schools, that currently participate in the Department of Education Title IV student aid programs. An institution is considered to be a “Title IV school”, if it has a Title IV Program Participation Agreement with the U.S. Department of Education making its students eligible for at least one of the federally-backed types of financial assistance (such as Pell Grants, Perkins Loans, Stafford Loans, National Direct Loans, and Federal Consolidated Loans).

Legislation enacted in 2009 expanded the use of the award to include enrolling in courses, programs of education, apprenticeships, and on job training programs that have been approved under the Montgomery and the Post 9/11 G.I. Bills. These are referred to as “G.I. Bill approved programs.”

If a G.I. Bill approved educational program is offered by a Title IV school, any individual with an education award can use the award for that program because the school meets the Title IV requirement.

If a G.I. approved program is not offered by a Title IV educational institution, special rules apply. The next question explains which members can use their awards at these programs.

To make sure that an institution is eligible, check with the financial aid office, business office, or veteran’s affairs office of the institution before making specific plans.

How is the Near Peer Coaching for Postsecondary Success Program related to AmericaCorps?

The Near Peer Coaching for Postsecondary Success Program is sponsored by Earn to Learn FL and Volunteer Florida. AmeriCorps is a federally funded network of national service programs that engages Americans in service to meet critical needs in education, public safety, health and the environment.

Can my student loans be deferred during my service year?

Yes, in most cases. On September 27, 2007, President Bush signed the College Cost Reduction and Access Act of 2007 (“CCRAA”) into law. In addition to other amendments to the Higher Education Act of 1965, the CCRAA created two new federal programs: a new Public Service Loan Forgiveness program and a new Income-Based Repayment plan (IBR) for the repayment of federal loans. The new Income-Based Repayment plan helps to make repaying education loans more affordable for low-income borrowers, such as an AmeriCorps Member living on a stipend; AmeriCorps service is also recognized as equivalent to a public service job for the purposes of the Public Service Loan Forgiveness program. To learn more, see Education Award FAQs.

What is the value of the Segal Education Award that I would earn upon the completion of this program?

The Segal Education Award for 2020-2021 for 900 hours of service is $3097.50.

How many times can I receive a Segal Education Award?

A person cannot earn more than the value of two, full-time education awards.

Where can I use my Segal Education Award?

Eligible academic institutions (including graduate and professional programs), as well as eligible vocational schools, that currently participate in the Department of Education‘s Title IV student aid programs. An institution is considered to be a “Title IV school”, if it has a Title IV Program Participation Agreement with the U.S. Department of Education making its students eligible for at least one of the federally-backed types of financial assistance (such as Pell Grants, Perkins Loans, Stafford Loans, National Direct Loans, and Federal Consolidated Loans).

Legislation enacted in 2009 expanded the use of the award to include enrolling in courses, programs of education, apprenticeships, and on job training programs that have been approved under the Montgomery and the Post 9/11 G.I. Bills. These are referred to as “G.I. Bill approved programs.”

If a G.I. Bill approved educational program is offered by a Title IV school, any individual with an education award can use the award for that program because the school meets the Title IV requirement.

If a G.I. approved program is not offered by a Title IV educational institution, special rules apply. The next question explains which members can use their awards at these programs.

To make sure that an institution is eligible, check with the financial aid office, business office, or veteran’s affairs office of the institution before making specific plans.

How much is the living allowance provided in this position?

The living allowance for 900 hours of service for Near Peer Coaches sponsored by Earn to Learn FL and Volunteer Florida in 2020-2021 is $9,000.

How many hours is required per week in this position?

Approximately 20 hours per week, for a total of 900 service hours at the end of a year of service.

Does this position provide health insurance?

As a half-time program (20 hours per week), this program does not qualify as full time and therefore does not provide health insurance to AmeriCorps Members.

How long is the contract for this position?

This is a one-year position, beginning in August and ending at the completion of July the following year.

Can I serve as a Near Peer Success Coach while being employed?

AmeriCorps State does allow members to hold another job during their term of service. Outside commitments must not interfere with the obligations of a Near Peer Success Coach term of service.

Am I allowed time off?

In addition to organizational holidays and observances, members are permitted ten days off throughout their service year.

Can my loans be deferred during my service year?

Yes, in most cases. On September 27, 2007, President Bush signed the College Cost Reduction and Access Act of 2007 (“CCRAA”) into law. In addition to other amendments to the Higher Education Act of 1965, the CCRAA created two new federal programs: a new Public Service Loan Forgiveness program and a new Income-Based Repayment plan (IBR) for the repayment of federal loans. The new Income-Based Repayment plan helps to make repaying education loans more affordable for low-income borrowers, such as an AmeriCorps Member living on a stipend; AmeriCorps service is also recognized as equivalent to a public service job for the purposes of the Public Service Loan Forgiveness program. To learn more, see Education Award FAQs.

Does the program provide housing?

The Near Peer Coaching for Postsecondary Success Program does not provide housing.

Will the Near Peer Coaching for Postsecondary Success Program provide transportation?

The Near Peer Coaching for Postsecondary Success Program does not provide transportation. Mileage reimbursement is available for approved activities.

I’ve served before. Can I serve again?

There are limitations on the number of terms an individual can serve in each AmeriCorps program, and on the maximum value of education awards one individual can receive.

Current limits on number of terms an individual can serve:

  • AmeriCorps NCCC- no limit on service terms, but members may NOT serve more than two consecutive NCCC terms without a break of at least 10 months before serving again
  • AmeriCorps State and National- four terms
  • AmeriCorps VISTA- five total years of service